Passage-1
The Amazon rainforest, often referred to as the “lungs of the Earth,” plays a vital role in regulating the planet’s climate. This vast tropical rainforest spans about 5.5 million square kilometers across nine countries in South America. It is home to an astonishing diversity of flora and fauna, with millions of species still unknown. The Amazon’s dense vegetation absorbs a significant amount of carbon dioxide, mitigating the effects of global warming.
Despite its importance, the Amazon is threatened by deforestation. Large swaths of forest are cleared each year for agricultural purposes, particularly cattle ranching and soybean production. This deforestation not only contributes to climate change by releasing stored carbon dioxide but also disrupts the habitat of countless species, leading many to extinction.
Efforts to preserve the Amazon are ongoing, with many organizations and governments working to protect this vital ecosystem. Sustainable practices, reforestation projects and strict enforcement of environmental laws are some of the measures to prevent deforestation and preserve the biodiversity of the region.
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Read the excerpt carefully and solve the MCQs:
1.What is the primary role of the Amazon rainforest according to the excerpt?
a) Providing wood for construction
b) Regulating the planet’s climate
c) Producing soybeans
d) Housing the human population
2.What does the term “earth’s lungs” in the excerpt mean metaphorically?
a) Oxygen-producing capacity of the Amazon
b) Large size of the Amazon rainforest
c) Biodiversity of the Amazon
d) Dense vegetation of the Amazon
3.Which of the following is a synonym for “mitigation” used in the excerpt?
a) Deterioration
b) Reducing
c) Ignoring
d) Intensifying
4.What is the estimated area covered by the Amazon rainforest? a) 2.5 million square kilometers
b) 4.5 million square kilometers
c) 5.5 million square kilometers
d) 6.5 million square kilometers
5.Which of the following words is the antonym of “important” used in the passage?
a) Important
b) Essential
c) Unimportant
d) Important
6.What are the primary causes of deforestation in the Amazon mentioned in the passage?
a) Urban development and tourism
b) Logging and mining
c) Cattle ranching and soybean production
d) Fishing and hunting
7.According to the passage, what effect does deforestation have on climate change?
a) Lowering the planet’s temperature
b) Increasing oxygen levels
c) Releasing stored carbon dioxide
d) Increasing agricultural productivity
8.Which word in the passage means “diversity” or “range of different things”?
a) Flora
b) Biodiversity
c) Ecosystem
d) Vegetation
9.What is the main objective of the conservation efforts mentioned in the passage? a) promote tourism
b) protect ecosystem
c) enhance industrial development
d) increase agricultural land
10.What is the closest meaning of the word “disturb” in the context of the passage?
a) enhances
b) improves
c) disturbs
d) completes
Passage-2
The annual availability of water in any region or country largely depends on geological and hydro-meteorological factors, but its population determines the per capita water availability. Due to the increase in population, spatial variation in rainfall, and high temporal conditions, India’s per capita water is gradually decreasing and in some regions water availability is even less than the nation’s average, leading to ‘water stress and scarcity’ in India. To tackle this challenge and crisis in the country, Prime Minister Shri Narendra Modi launched the campaign of water security and water conservation i.e. Jal Shakti Abhiyan in 2019 under the Ministry of Jal Shakti in about 1592 blocks of 256 districts suffering from water scarcity and crisis. The Ministry of Jal Shakti was established in 2019 by merging two ministries- Ministry of Water Resources, River Development and Ganga Rejuvenation and Ministry of Drinking Water and Sanitation. After the formation of the Ministry, Union Minister Shri Gajendra Singh Shekhawat announced the launch of Jal Shakti Abhiyan on 1 July 2019. _____________________________________________________
Read the excerpt carefully and solve the MCQs:
1.What mainly determines the annual availability of water in any region?
a) Population density
b) Geological and hydro-meteorological factors
c) Agricultural practices
d) Industrial development
2.What is the main reason for the decrease in per capita water availability in India?
a) Increasing population
b) Better water management
c) Increase in water resources
d) Improvement in water quality
3.What is meant by the term ‘water stress and scarcity’ in the excerpt?
a) Surplus water availability
b) Lack of water availability
c) Better water conservation
d) Seasonal water abundance
4.What is the primary objective of Jal Shakti Abhiyan launched in 2019?
a) Promoting tourism
b) Enhancing industrial development
c) Ensuring water security and conservation
d) Developing new water sports facilities
5.Which of the following words is the antonym of ‘scarcity’ used in the passage?
a) Abundance
b) Deficit
c) Shortage
d) Shortage
6.How many blocks in the districts were targeted under Jal Shakti Abhiyan?
a) 1200 blocks in 200 districts
b) 1592 blocks in 256 districts
c) 1800 blocks in 300 districts
d) 1400 blocks in 220 districts
7.Which ministries were merged to form Jal Shakti Ministry?
a) Ministry of Agriculture and Ministry of Environment
b) Ministry of Water Resources, River Development and Ganga Rejuvenation and Ministry of Drinking Water and Sanitation
c) Ministry of Urban Development and Ministry of Rural Development
d) Ministry of Health and Ministry of Education
8.Who announced the launch of Jal Shakti Abhiyan? a) Prime Minister Shri Narendra Modi
b) Union Minister Shri Gajendra Singh Shekhawat
c) Agriculture Minister
d) Environment Minister
9.Which of the following words is synonym of ‘begin’ used in the passage?
a) Ended
b) Started
c) Abandoned
d) Ended
10.On which date was Jal Shakti Abhiyan launched? a) 1 January 2019
b) 1 April 2019
c) 1 July 2019
d) 1 October 2019
Answer: c) 1 July 2019
Passage-3
Three traditional products of Tripura have recently received the Geographical Indication (GI) tag. These products are Matabari Pera Prasad and Rignai Pachara Vastra. With this, Tripura now has 4 GI protected products. Matabari Pera Prasad ‘Matabari Pera Prasad’ is a sweet prasad offered at the famous Tripureshwari temple in Tripura. Made of milk and sugar, this delicacy is famous for its distinctive taste and deep cultural traditions. With the growing demand for the peda among locals and visitors, companies have started marketing the product to customers across the world. The peda can now be ordered online as well as through Facebook and WhatsApp. Rignai Pachara Vastra ‘Rignai Pachara’ is a traditional handwoven garment carefully crafted by skilled artisans using indigenous materials and techniques ‘Rignai Pachara’ has generated significant interest among urban dwellers, especially in metropolitan areas, due to its traditional appeal.
Risa, another traditional product of Tripura, received the GI tag earlier this month. Known for its stunning and stylish designs, distinctive multi-colour combinations and enduring texture, Risa holds immense significance for the art of Tripuris. Tripuri tribal women make all the fabrics including Risa using the Loi loom. They create the most amazing and stylish designs using multicoloured warp and weft threads on the loom.
Other Product of Tripura: Rani Pineapple of Tripura Apart from the recently recognized products, Rani Pineapple of Tripura has already received the GI tag through the initiative of North Eastern Regional Agricultural Marketing Corporation (NERAMAC) About GI Tag The GI tag ensures legal protection against unauthorised imitation or misuse of products produced in a particular geographical area, safeguards their authenticity and preserves the cultural heritage associated with them. This recognition also facilitates market access and promotion domestically and internationally, thereby boosting economic opportunities for local communities involved in their production.
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Read the passage carefully and solve the MCQs:
1.How many traditional products of Tripura have recently received GI tag?
a) One
b) Two
c) Three
d) Four
2.What is ‘Matabari Pera Prasad’?
a) A type of cloth
b) A sweet prasad at Tripureshwari temple
c) A type of pineapple
d) A traditional dress
3.Which platforms are mentioned to order ‘Matabari Pera Prasad’ online?
a) Amazon and eBay
b) Facebook and WhatsApp
c) Instagram and Twitter
d) Google and Yahoo
4..What is the primary material used in ‘Rignai Pachara’ textiles?
a) Synthetic fibres
b) Indigenous materials
c) Plastic
d) Metallic threads
5.Which of the following words is synonymous with ‘carefully’ used in the passage?
a) Carelessly
b) Hastily
c) Completely
d) Carelessly
6.According to the passage, what does GI tag ensure?
a) Higher prices for products
b) Legal protection against unauthorised copying or misuse
c) Guaranteed international sales
d) Automatic government subsidy
7.Which product of Tripura got GI tag earlier this month?
a) Queen Pineapple
b) Risa
c) Rignai Pachara
d) Matabari Pera Prasad
8.What does the term ‘authenticity’ mean in the context of GI tag?
a) Freshness
b) Uniqueness
c) Quality
d) Originality
9.Which organisation helped Queen Pineapple of Tripura to get GI tag? a) NERAMAC
b) WHO
c) UNESCO
d) FAO
10.What is the significance of GI tag for local communities involved in production?
a) It reduces production cost.
b) It promotes economic opportunities.
c) It reduces the need for marketing.
d) It ensures international quality standards.
Passage-4
In an effort to enhance the employability and skills of the youth of Tripura, a project called “Heartland Tripura” was officially launched today. The initiative is a joint effort involving Deloitte India and the National Institute of Electronics and Information Technology (NIELIT) in Agartala. About the Project “Heartland Tripura” aims to create new avenues for career advancement and personal growth for undergraduate students, covering both engineering and non-engineering disciplines. The project has received support from both the Government of India and the State Government of Tripura. Skills to be imparted The “Heartland Tripura” project is set to impart a wide range of modern technical and professional development skills, ensuring comprehensive youth development. These skills include: • Cyber Security: Equipping students with knowledge and expertise in protecting digital systems and data. • Internal Audit: Training in auditing procedures and financial analysis. • Analytics: Building skills in data analysis and interpretation. • Soft Skills: Enhancing communication, executive presence, grooming and other interpersonal abilities. Supporting the College Placement Season This initiative is committed to supporting educational institutions during their placement season. Several prestigious institutions are part of this project, including:
• NIT Colleges: National Institute of Technology, Tripura.
• Tripura Institute of Technology: Providing technical education in the state.
• Maharaja Bir Bikram College: A premier college in Tripura.
• Women’s College in Agartala: Promoting women’s education and development.
• TECE: Expanding educational opportunities in Tripura.
Deloitte’s Integral Role Deloitte India plays a vital role in “Heartland Tripura”:
• Curriculum Development: Creating industry-focused curriculum to prepare students for real-world challenges.
• NCVET-based Certification: Ensuring nationally recognized certification.
• Instructor Access: Providing access to experienced instructors from Deloitte’s professional network.
• Placement Fair Guidance: Assisting colleges in conducting successful placement fairs.
Identifying job opportunities The project also aims to identify target organizations that can employ graduates. Additionally, it seeks to create an advocacy network to encourage private companies to hire graduates from select colleges in Tripura. The initiative seeks to bridge the gap between education and employment, providing students with the skills and opportunities necessary to succeed in the workforce.
___________________________________
Read the excerpt carefully and solve the MCQs:
1.What is the main objective of the “Heartland Tripura” project?
a) To provide entertainment for the youth
b) To promote the employability and skills of the youth of Tripura
c) To create new infrastructure in Tripura
d) To promote tourism in Tripura
2.Which organizations are collaborating on the “Heartland Tripura” project?
a) Google and Facebook
b) Deloitte India and NIELIT
c) Microsoft and Apple
d) Amazon and Twitter
3.What kind of skills does the “Heartland Tripura” project provide? a) Cooking and gardening skills
b) Cyber security, internal audit, analytics and soft skills
c) Painting and sculpting skills
d) Music and dance skills
4.Which college is not mentioned as part of the “Heartland Tripura” project?
a) NIT College
b) Tripura Institute of Technology
c) Maharaja Bir Bikram College
d) Indian Institute of Science
5.What is the role of Deloitte India in the “Heartland Tripura” project?
a) Funding the project
b) Curriculum development and providing instructors
c) Constructing new buildings
d) Organising sports events
6.Which of the following is a synonym for the word ‘bolster’ as used in the passage?
a) undermine
b) support
c) ignore
d) abandon
7.What kind of certification is ensured by Deloitte in the “Heartland Tripura” project?
a) local community certification
b) NCVET-based certification
c) international health certification
d) environmental certification
8.Which skill category includes enhancing communication and executive presence? a) cyber security
b) internal audit
c) analytics
d) soft skills
9.What is the main goal of creating an advocacy network as part of the project?
a) promote sports activities
b) encourage private companies to hire graduates from select colleges in Tripura
c) promote tourism in Tripura
d) create new schools
10.Which of the following words is the antonym of ‘cooperative’ used in the passage?
a) cooperative
b) joint
c) individual
d) integrated
Passage-5
The Government of India organizes the Khelo India Youth Games every year to scout talent from different parts of the country. This sporting event is seen as the best gateway for Indian athletes to enter international events and bring glory to the country. The fifth edition of the Khelo India Youth Games is set to begin in late January. The Madhya Pradesh state government is set to host the event. Kayaking and canoeing have been included in the event for the first time.
About Khelo India Youth Games 2022
• Will be held in eight cities of Madhya Pradesh such as Maheshwar, Balaghat, Jabalpur, Gwalior, Ujjain, Indore and Bhopal
• Kayaking and canoeing introduced for the first time. The Government of India has been promoting kayaking and canoeing sports recently. A world-class kayaking canoeing academy is being built by the central government in Tehri, Uttarakhand
• Over 474 athletes will participate from Madhya Pradesh
• Other major participants are Karnataka, Maharashtra, Haryana, Tamil Nadu and Uttar Pradesh
• 13 athletes will participate from Tripura and it is the smallest contributor
• Abhinav Shaw and Swati Chaudhary will participate in the event. They are international pistol shooters
• Other sports to be held: Swimming, wrestling, boxing, sailing, volleyball, canoeing, judo, athletics and kayaking
• Tennis, kabaddi, table tennis, hockey, weightlifting, basketball and football to be held in Indore
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Read the passage carefully and solve the MCQ:
1.What is the primary objective of Khelo India Youth Games? a) Promoting cultural festivals
b) Discovering talents from different parts of India
c) Organising annual music competitions
d) Improving tourism in India
2.Which state is hosting the fifth edition of Khelo India Youth Games?
a) Maharashtra
b) Karnataka
c) Madhya Pradesh
d) Tamil Nadu
3.Which sports have been included in the Khelo India Youth Games for the first time?
a) Tennis and Kabaddi
b) Swimming and Sailing
c) Kayaking and Canoeing
d) Basketball and Football
4.Which of the following cities is not the venue for Khelo India Youth Games 2022?
a) Bhopal
b) Gwalior
c) Jaipur
d) Jabalpur
5.Where is a world-class kayaking canoeing academy being built?
a) Bhopal
b) Tehri, Uttarakhand
c) Gwalior
d) Jabalpur
6.Which state has the least number of participants in the event?
a) Uttar Pradesh
b) Maharashtra
c) Haryana
d) Tripura
7.Who are Abhinav Shaw and Swati Choudhary?
a) Swimmers
b) International pistol shooters
c) Wrestlers
d) Boxers
8.Which sports are to be held in Indore?
a) Swimming and Wrestling
b) Boxing and Sailing
c) Tennis, Kabaddi, Table Tennis, Hockey, Weightlifting, Basketball and Football
d) Canoeing and Judo
9.What is the synonym of ‘bolster’ in the context of the excerpt?
a) Weaken
b) Enhance
c) Ignore
d) Reduce
10.Which are the major participants mentioned apart from Madhya Pradesh?
a) Gujarat, Punjab and Bihar
b) Karnataka, Maharashtra, Haryana, Tamil Nadu and UP
c) Kerala, Odisha and Assam
d) Rajasthan, Goa and Sikkim
Introduction
Passage-6
The Mahtari Vandana Yojana, an initiative of the Government of Chhattisgarh, aims to empower women by providing financial assistance and support their overall well-being. Launched with a vision to improve the lives of women, the scheme provides a monthly assistance of Rs.1,000 to eligible women. The primary objective of the scheme is to provide financial support, promote skill development, ensure access to healthcare, and improve living standards.
Objectives of the Mahtari Vandana Yojana
The Mahtari Vandana Yojana serves several purposes, all of which are focused on enhancing the quality of life of women in Chhattisgarh. By providing a monthly assistance of Rs.1,000, the scheme aims to provide financial stability to women, thereby alleviating some of the economic pressures they face. Additionally, with the financial assistance received, women can invest in skill development programs or small businesses, thereby promoting personal growth and economic independence. Financial constraints often cause women to neglect their health; The fixed monthly amount ensures that women can afford proper medical care and prioritize their health needs. The regular financial support from the scheme also contributes to a better standard of living and overall well-being, allowing women to improve their homes and support their families.
Benefits of Mahtari Vandana Yojana
Eligible female applicants can avail several benefits under the Mahtari Vandana Yojana. Married women receive Rs 1,000 every month, providing a stable source of income. This financial support allows women to learn new skills or invest in income-generating activities, promoting self-reliance. With a fixed monthly amount, women can prioritize their health needs, ensuring they get the medical care they need. The constant support from the scheme helps women achieve a better standard of living and overall well-being.
Eligibility Criteria for Mahtari Vandana Yojana
To apply for Mahtari Vandana Yojana, candidates must meet the following criteria: Only married women who are residents of Chhattisgarh are eligible to apply. Married women must be 21 years of age or older as of January 1, 2024. The scheme covers widows, divorcees, and women abandoned by their husbands.
Ineligible Candidates
Women from certain categories are not eligible for Mahtari Vandana Yojana. Married women whose family members are income tax payers, hold class I, class II, or class III government posts, are current or former MPs or MLAs, or are serving as chairpersons or vice-chairpersons of government boards or corporations cannot apply.
Application Process for Mahtari Vandana Yojana
Women can apply for Mahtari Vandana Yojana online or offline. To apply online, visit the official Mahtari Vandana Yojana website, click on the ‘Apply’ tab, enter the required information, attach the required documents and submit the form. For offline application, get the application form from the concerned authorities, fill the form with the required details and submit it along with the required documents.
Conclusion
Mahatari Vandana Yojana 2024 is a remarkable initiative by the Chhattisgarh government, designed to provide monthly financial assistance to eligible women. By focusing on financial support, skill development, access to healthcare and better living conditions, the scheme plays a vital role in enhancing the quality of life of women in the state, promoting their independence and well-being.
Read the passage carefully and solve the MCQ:
1.What is the synonym of “upliftment” used in this passage?
a) reduce
b) increase
c) neglect
d) limit
2.What is the synonym of “nourishment” in the context of skill development and economic independence?
a) discourage
b) abandon
c) promote
d) obstruct
3.What is the antonym of “qualified” used in this passage?
a) qualified
b) suitable
c) unqualified
d) qualified
4.What is the antonym of “consistent” in the context of assistance provided by the scheme?
a) reliable
b) irregular
c) continuous
d) stable
5.What is the meaning of “skill development” in the context of Mahtari Vandana Yojana?
a) Providing financial support
b) Learning new skills
c) Ignoring health needs
d) Achieving financial stability
6.What is meant by “financial stability” in the excerpt?
a) Ability to pay taxes
b) Getting consistent financial support
c) Increase in family income tax
d) Getting health benefits
7.What is the primary objective of Mahtari Vandana Yojana?
a) Increasing taxes
b) Empowering women by providing financial support
c) Promoting male employment
d) Supporting government officials
8.Which group of women is not eligible for Mahtari Vandana Yojana?
a) Widows
b) Divorced
c) Women deserted by husband
d) Married women whose family members are income tax payers
Answer: d) Married women whose family members are income tax payers
9.What is the monthly financial assistance amount provided under Mahtari Vandana Yojana?
a) Rs 500
b) Rs 1,000
c) Rs 2,000
d) Rs 5,000
10.What should be the age of married women to apply for Mahtari Vandana Yojana as on January 1, 2024?
a) 18 years
b) 21 years
c) 25 years
d) 30 years
Passage-7
Pradhan Mantri Suryodaya Yojana 2024: Harnessing Solar Energy for a Brighter Future
In a significant announcement during the Ayodhya Ram Mandir celebrations, Prime Minister Narendra Modi launched the Pradhan Mantri Suryodaya Yojana 2024. This groundbreaking initiative aims to transform the lives of families across India by harnessing solar energy to generate electricity at home. The scheme not only seeks to make life easier and more affordable, but also promotes environmental sustainability.
Scheme Overview
Scheme Name: Pradhan Mantri Suryodaya Yojana
Promoter: Prime Minister Narendra Modi
Launch Date: January 22, 2024
Eligibility Criteria
To benefit from the PM Suryodaya Yojana, applicants must meet the following eligibility criteria:
Citizenship: Must be an Indian citizen.
Income: Annual income should not exceed a specified amount, making the scheme accessible to low-income families in particular.
Documentation: Applicants must provide the required documents to verify their eligibility.
Exclusions: Government employees are ineligible for benefits under this scheme.
Required Documents
Applicants need to submit the following documents to apply for the scheme:
Aadhaar Card
Income Certificate
Residence Certificate (to prove residence)
Mobile Number
Electricity Bill
Bank Passbook
Passport Size Photo
Benefits of PM Suryodaya Yojana
PM Suryodaya Yojana offers several benefits aimed at improving the quality of life and promoting sustainable energy practices:
Financial Savings: This scheme reduces electricity expenses for households, which is especially beneficial for those with limited financial resources. By generating electricity from solar energy, households can significantly cut down on their utility bills.
Improved Access to Electricity: By ensuring uninterrupted electricity supply, this scheme enhances the quality of life of millions of Indians. This reliable access to electricity is crucial for daily activities and essential services.
Energy Independence: This initiative reduces dependence on external sources for electricity, promoting self-reliance. Households can generate their own electricity, reducing dependence on the conventional power grid and reducing vulnerability to power cuts.
Environmental benefits: Harnessing clean energy from the sun helps reduce carbon emissions and minimize environmental degradation. Widespread adoption of solar power contributes to a greener, more sustainable future by reducing the overall carbon footprint.
Conclusion
The PM Suryodaya Yojana 2024 is a visionary initiative by Prime Minister Narendra Modi that aims to revolutionize energy consumption in India. By harnessing the power of sunlight, the scheme not only provides financial and practical benefits to households but also promotes environmental sustainability. The PM Suryodaya Yojana is a testament to India’s commitment to a cleaner, more self-reliant future, promising a brighter tomorrow for millions of families across the country.
Read the passage carefully and solve the MCQ:
1.What is the synonym of “change” used in this passage?
a) maintain
b) change
c) preserve
d) ignore
2.What is the synonym of “initiative” in the context of PM Suryodaya Yojana?
a) conclusion
b) proposal
c) hesitation
d) delay
3.What is the antonym of “increase” used in this passage?
a) improve
b) elevate
c) decrease
d) upgrade
4.What is the antonym of “self-reliance” in the context of energy independence?
a) independence
b) autonomy
c) dependence
d) liberation
5.Word Meaning Question
What is the meaning of “mitigation” in the context of environmental degradation?
a) Intensify
b) Ignore
c) Mitigate
d) Conceal
6.What does “sustainability” mean in the fraction?
a) Temporary
b) Long-term and eco-friendly practice
c) Financial growth
d) Economic decline
7.When was the PM Suryodaya Yojana 2024 announced?
a) December 25, 2023
b) January 22, 2024
c) January 1, 2024
d) February 14, 2024
8.Which document is required to prove residence for PM Suryodaya Yojana application?
a) Voter ID card
b) PAN card
c) Residence certificate
d) Driving license
9.Who is ineligible for PM Suryodaya Yojana?
a) Indian citizens
b) People with annual income above a specified amount
c) Government employees
d) Residents with a bank account
10.Which of the following is a benefit of PM Suryodaya Yojana?
a) Reduced increase in electricity bills
b) Better access to interruptible power supply
c) Reduced dependence on solar energy
d) Financial savings for families
Passage-8
Rashtriya Swasthya Bima Yojana 2024: Ensuring Health Security for the Unorganized Sector
Launched on April 1, 2008 by the Ministry of Labor and Employment, the Rashtriya Swasthya Bima Yojana (RSBY) aims to provide essential healthcare services and social security to unorganized sector workers and families below the poverty line. With its comprehensive coverage and affordable registration process, RSBY 2024 continues to support the health and well-being of India’s vulnerable population.
Key Features of Rashtriya Swasthya Bima Yojana 2024
RSBY 2024 offers several key features designed to make healthcare accessible and affordable for unorganized sector workers:
Hospitalization Coverage: Provides coverage of up to Rs 30,000 for hospitalization, ensuring that unorganized sector workers get the necessary medical care without any financial stress.
Affordable Registration: A nominal registration fee of Rs 30 is required, making it accessible to people with limited financial resources.
Pre-Existing Conditions Covered: It includes coverage for pre-existing medical conditions, ensuring comprehensive care.
Family Floater Cover: Offers family floater cover, providing healthcare benefits to the entire family under a single plan.
Issuance of Smart Cards: Issues smart cards to beneficiaries, enabling cashless transactions at hospitals.
Stakeholder Incentives: Provides incentives to stakeholders involved in the scheme, ensuring smooth implementation and operation.
Scheme Details
RSBY 2024 is funded primarily by the Government of India, which covers 75% of the cost. The registration fee is a nominal Rs 30. Eligible members include unorganized workers and their families, with the scheme covering a wide range of medical expenses.
Coverage and Benefits
The plan covers various healthcare expenses, ensuring comprehensive medical assistance for beneficiaries:
Hospitalization: Includes coverage for inpatient care.
Covers medical expenses incurred before and after hospitalization.
Transportation: Makes provisions for transportation costs related to medical treatment.
Dental treatment for accidents: Covers dental treatments incurred as a result of accidents.
Daycare treatment and maternity expenses: Includes coverage for daycare treatment and maternity-related expenses.
Newborn baby coverage: Provides healthcare coverage for newborn babies.
Exclusions
Certain treatments and procedures are not covered under RSBY 2024:
HIV/AIDS treatment
Specific medical procedures not covered in the policy
Cosmetic dental work or substance abuse-related treatments
Congenital external diseases and specific procedures
Registration Process
The registration process for RSBY 2024 is simple:
Electronic list submission: Details of unorganized workers are submitted to authorized insurance companies.
Enrolment at designated stations: Beneficiaries enrol at designated stations where biometric data is collected.
Nominal fee payment: A registration fee of Rs 30 is paid.
RSBY Card Details and Verification
The RSBY smart card facilitates cashless transactions and contains essential patient information and beneficiary identification. Online verification is available through the RSBY website to ensure transparency and easy access.
Eligibility Criteria
To be eligible for RSBY 2024, individuals must fulfil the following criteria:
Unorganised sector workers: The scheme is targeted at workers in the unorganised sector.
Inclusion in the district BPL list: Beneficiaries must be included in the Below Poverty Line (BPL) list of their district.
Slightly above the poverty line: Individuals slightly above the poverty line can also be eligible.
Registrar of Welfare Board: Workers registered with the Welfare Board are eligible.
Online Verification Steps
Beneficiaries can verify their status online by following these steps:
Visit RSBY website: Visit the official RSBY website.
Select “Scheme Status”: Click on the “Scheme Status” option.
Select State: Select the state of residence.
Track Status: Follow the prompts to track the status of the scheme, which will be displayed on the screen.
Conclusion
The Rashtriya Swasthya Bima Yojana 2024 is an important initiative that continues to provide critical healthcare services and financial security to unorganised workers and their families. By ensuring affordable and accessible medical care, RSBY 2024 plays a vital role in enhancing health security and overall quality of life for India’s most vulnerable populations.
Read the passage carefully and solve the MCQ:
1.What is the synonym of “vulnerable” used in this passage?
a) Secure
b) Exposed
c) Powerful
d) Resilient
2.What is the synonym of “comprehensive” in the context of healthcare coverage provided by the scheme?
a) Limited
b) Partial
c) Comprehensive
d) Minimal
3.What is the antonym of “accessible” used in this passage?
a) Available
b) Unattainable
c) Attainable
d) Open
4.What is the antonym of “affordable” in the context of registration fee?
a) Cheap
b) Expensive
c) Reasonable
d) Moderate
5.What is the meaning of “stakeholder” in the context of RSBY 2024 scheme?
a) An outsider
b) A person involved in the implementation and operation of the scheme
c) A beneficiary
d) A critic
6.What is meant by “biometric data” in the excerpt?
a) Medical records
b) Financial information
c) Personal identification data such as fingerprint or iris scan
d) Educational background
7.When was the Rashtriya Swasthya Bima Yojana (RSBY) initially launched?
a) January 1, 2010
b) April 1, 2008
c) March 15, 2005
d) February 20, 2012
8.What is the maximum coverage amount for hospitalization under RSBY 2024?
a) Rs 10,000
b) Rs 20,000
c) Rs 30,000
d) Rs 50,000
9.Who are the primary beneficiaries of RSBY 2024?
a) Government employees
b) Private sector employees
c) Unorganised sector employees and families below the poverty line
d) Foreign nationals
10.Which of the following is not covered under the RSBY 2024 scheme?
a) Pre-existing illnesses
b) HIV/AIDS treatment
c) Daycare treatment
d) Maternity expenses
Passage-9
Rashtriya Krishi Vikas Yojana 2024: Revitalizing Agriculture for a Prosperous Future
Rashtriya Krishi Vikas Yojana (RKVY) – Remunerative Approach for Rejuvenation of Agriculture and Allied Sector (RAFTAAR) is a landmark initiative that aims to transform farming into a more profitable and sustainable economic endeavor. Launched to boost India’s agriculture sector, RKVY-RAFTAAR focuses on supporting farmers, reducing risks, and promoting agricultural entrepreneurship.
Objectives and Key Features
Objectives: The primary goal of RKVY-RAFTAAR is to make farming an attractive economic activity, rejuvenate the agricultural landscape, and empower farmers and other stakeholders across India.
Key Features:
Incentivizes States: Encourages states to increase public investment in agriculture and allied sectors.
Flexibility and Autonomy: Provides flexibility and autonomy to states to plan and execute agriculture schemes based on local needs and priorities.
Agricultural Plans: It is imperative to prepare detailed agricultural plans at both district and state levels, which are tailored to the specific local needs.
Focused Interventions: It aims to reduce the yield gap and maximize benefits for farmers through targeted interventions.
Funding Pattern
The funding pattern of RKVY-RAFTAAR varies depending on the region:
North Eastern States: 90% funding from Central Government and 10% from State Government.
Union Territories: 100% funding from Central Government.
Other States: 60% funding from Central Government and 40% funding from State Government.
Project Screening and Approval Mechanism
State Level Project Screening Committee (SLPSC): Appraises project proposals to ensure that they meet the criteria of the scheme.
State Level Sanctioning Committee (SLPSC): Approves projects recommended by the SLPSC for implementation.
Detailed Project Report (DPR)
Format and Requirements: The DPR must follow a specific format and include details of the feasibility study, qualifications of the implementing agency, expected benefits and timelines.
Large Projects: Projects over Rs 25 crore require in-depth scrutiny and third-party evaluation and consultation with central ministries to ensure feasibility.
Benefits of RKVY-Raftaar
RKVY-Raftaar offers several benefits aimed at boosting the agriculture sector:
Strengthening agri-infrastructure: Improves pre- and post-harvest infrastructure, ensures better storage, processing and transportation facilities.
State Autonomy: Provides states the freedom to design and implement projects tailored to their specific agricultural contexts.
Value Chain Enhancement: Promotes value addition to agricultural produce, thereby increasing farmers’ incomes.
Risk Mitigation: Provides opportunities for additional income generating activities, thereby reducing risks faced by farmers.
Youth Empowerment: Focuses on skill development and promoting agri-entrepreneurship among youth.
Eligibility and Exclusions
RKVY operates as a State Plan scheme, with eligibility based on the State Plan budget allocation for agriculture and allied sectors. However, certain activities are excluded from funding, such as loan waivers, foreign trips, and purchase of vehicles.
Application Process
Proposals can be submitted offline to the state authorities or to the Small Farmers Agri-Business Consortium (SFAC) at the national level. Once the projects are approved by the SLSC, they move forward for implementation after signing an agreement.
Conclusion
RKVY-RAFTAAR is a transformational initiative that aims to make farming a profitable venture, address critical agricultural challenges, and empower stakeholders. By focusing on local needs, providing financial support, and promoting sustainable practices, RKVY-RAFTAAR is set to bring prosperity and sustainability to Indian agriculture, ensuring a brighter future for farmers and the agriculture sector as a whole.
Read the passage carefully and solve the MCQ:
1.What is the synonym of “change” used in this passage?
a) maintain
b) change
c) ignore
d) preserve
2.What is the synonym of “encourage” in the context of encouraging states?
a) discourage
b) reward
c) complicate
d) ignore
3.What is the antonym of “profitable” used in this passage?
a) profitable
b) unprofitable
c) productive
d) beneficial
4.What is the antonym of “autonomy” in the context of state flexibility?
a) independence
b) freedom
c) subordination
d) self-governance
5.What is the meaning of “mitigation” in the context of risks through additional income generating activities?
a) enhance
b) increase
c) reduce
d) ignore
6.What is meant by “stakeholders” in the excerpt?
a) outsiders
b) spectators
c) persons or groups involved in or affected by the project
d) opponents
7.What is the primary objective of Rashtriya Krishi Vikas Yojana (RKVY)- Profitable Approach to Agriculture and Allied Sector Rejuvenation (RAFTAAR)?
a) enhance urban infrastructure
b) transform farming into a lucrative economic endeavor
c) promote industrial development
d) develop transport network
8.Which committee evaluates the project proposals under RKVY-RAFTAAR?
a) Central Sanctioning Committee
b) State Level Project Screening Committee (SLPSC)
c) National Agriculture Committee
d) Local Government Board
9.What is the funding pattern for Union Territories under RKVY-RAFTAAR?
a) 50% Central Government, 50% State Government
b) 90% Central Government, 10% State Government
c) 100% Central Government
d) 60% Central Government, 40% State Government
10.Which of the following is not covered under funding under RKVY-RAFTAAR?
a) Loan waiver
b) Pre-harvest infrastructure
c) Post-harvest infrastructure
d) Value chain enhancement
